Maritime hazards encompass a wide array of dangers that threaten vessels, cargo, and crew during ocean voyages. These adversities can arise from natural forces, such as severe weather conditions including hurricanes, typhoons, and rogue waves. Additional risks stem from geological events like earthquakes that can trigger tsunamis, or from navigational challenges such as icebergs and uncharted shoals. Failures in equipment or human error also contribute to the potential for incidents at sea.
Understanding and mitigating these risks are of paramount importance for ensuring the safety of maritime operations and the protection of marine environments. Historically, the unpredictable nature of these threats has driven advancements in shipbuilding, navigation techniques, and weather forecasting. Comprehensive insurance policies are designed to provide financial protection against losses incurred as a result of these events, further underscoring the significance of preparedness and risk management within the maritime industry.